Banking And Finance

The Canadian Banking System*

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This paper examines the major changes in the Canadian banking system
since the Second World War, with special attention paid to the differences
between Canadian and U.S. developments over this period. An
important difference between the countries is the nationwide branch banking
arrangements in Canada. Two other differences are a result of regulatory
dimensions of the Canadian scene: periodic reassessment and
updating of banking legislation as a legislative requirement; and the
absence of any ceilings on interest rates on deposits or, since 1967, on loans.
The amendments to the Bank Act from 1954 to 1997 are examined, and significant
developments in the Canadian financial system, typically associated
with changes to legislation governing banks and other financial
institutions, are discussed.

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English

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ISSN 0713-7931/ ISBN

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NONE

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