APA Style

O’Brien, K, D, D, L, B, M, C, P, K, A, C. (). enhancing the understanding of risk and insurance . : .

MLA Style

O’Brien, Kevin, Dowd,, David, L., Bartlett,, Mark, Chaplin,, Patrick, Kelliher, And, Chris. "enhancing the understanding of risk and insurance". : , . Management.